Life in the U.S. · Inter&Co Blog

Life in the U.S.

Life in the U.S.
Why Having a Community Matters So Much When Living Abroad

Discover how having a community can completely transform the experience of living abroad — emotionally ...

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Life in the U.S.
Moving to Miami? How to Choose the Right Neighborhood for You

Relocating to South Florida? Explore local insights on the cost of living school districts traffic ...

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Life in the U.S.
The Most Iconic Number 10 Jerseys in Football History

From Pelé and Maradona to Messi and Ronaldinho discover the legendary number 10 jerseys that...

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Life in the U.S.
What People Miss Most — and Least — After Moving to the U.S. 

The food the family the chaos you secretly loved. Moving changes everything — including what...

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Life in the U.S.
Best Places to Celebrate the 4th of July in Miami

Spending Independence Day in Miami? Discover the best spots to watch fireworks across the city...

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Life in the U.S.
How to Plan a Soccer Trip Acrossthe U.S.: A Complete Guide for Brazilian Fans

Brazil plays in New York Philadelphia and Miami. Here's everything you need to plan your...

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Life in the U.S.
Inter Café in Miami: The Go-To Spot in Brickell

Discover Inter Café in Miami! A super charming container space at The Underline that connects...

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Life in the U.S.
Meet the Inter Agents: How They Support Clients in the U.S.

Discover how Inter Agents help Brazilian and Latino clients in the U.S. send money safely ...

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INTER & CO PAYMENTS, INC., doing business as Inter ("Inter"), is a financial technology company, a registered money services business (MSB) and a licensed money transmitter, not a bank (NMLS ID #907330). Massachusetts Foreign Transmittal Agency (License #FT114374-100). Rhode Island Currency Transmitter (License # 20203960CT). View our NMLS licenses here .

Banking services are provided by Community Federal Savings Bank ("CFSB"), Member FDIC and deposits are held by CFSB and Wells Fargo Bank, Members FDIC. Inter is not a depository institution, deposits held at CFSB and Wells Fargo are not eligible for FDIC insurance.

The Inter US Checking account is provided by Continental Bank, Member FDIC. Inter US Checking accounts are FDIC-insured up to US$250,000. Inter US Checking account funds are eligible for FDIC insurance up to the allowable limit through Continental Bank, Member FDIC, and other program banks. Coverage is subject to aggregation of all of each account holder's funds held on deposit at Continental Bank or at each of its program banks. Funds generated through Inter's payment processing services are generally available in the Inter US Checking account balance immediately after a payment is processed. Fund availability times may vary due to technical issues. Inter is not a bank. Inter US Checking accounts do not provide monthly paper statements and do not issue physical paper checks. Inter US Checking accounts are not interest-bearing accounts.

FDIC deposit insurance coverage only protects against the failure of an FDIC-insured deposit institution. If you have an Inter US Checking account, up to US$250,000 of your balance may be covered by FDIC insurance on a pass through basis through Continental Bank, Member FDIC, subject to aggregation of the account holder's funds held at Continental Bank and if certain conditions have been met.

Please see your account information to know where your account is maintained. Inter US Checking accounts at Continental Bank are only available for US residents, upon informing a Social Security or Individual Taxpayer Identification number.

For more information regarding your Inter Account, view the Inter Account Agreement. For more information regarding your Inter US Checking account, view the Inter US Checking Account Agreement. For more information regarding FDIC insurance, please view the FDIC Deposit Insurance https://www.fdic.gov/resources/deposit-insurance .

To provide you with the Inter Account and the Inter US Checking account, we share your information with CFSB and Continental. View the CFSB Privacy Notice and the Continental Privacy Notice for details. Mortgage services are provided by Inter US Finance, LLC (NMLS ID #1161874), an affiliate of Inter & Co Payments, Inc.

Securities brokerage services are provided by Inter Securities LLC, Member FINRA/ SIPC , an affiliate of Inter & Co Payments, Inc. and a wholly-owned subsidiary of Inter&Co US Holding. View important information and disclosures from here .

If you have any questions or concerns regarding any transaction, please write to us at 501 Brickell Key Drive, Suite 202, Miami, FL 33131, or by email at help@inter.co or by calling us at 1-888-305-7264 .

THIS NEXT SECTION IS APPLICABLE FOR US RESIDENTS ONLY. IF YOU ARE NOT A RESIDENT OF THE UNITED STATES OF AMERICA, PLEASE DISREGARD THIS SECTION.

The Inter US Mastercard® Credit Card is issued by Continental Bank, Member FDIC, pursuant to a license from Mastercard International Incorporated and may be used wherever Mastercard debit is accepted. The Inter US Mastercard® Credit Card is issued by Continental Bank, Member FDIC, pursuant to a license from Mastercard International Incorporated, and may be used wherever Mastercard is accepted. For more information about the Inter US Mastercard credit and debit cards please see the applicable cardholder agreements.

If a customer participates in the Loop Rewards Program, in addition to the Loop Rewards Program Terms and Conditions, they agree that Inter & Co Payments, Inc. is solely responsible for the administration of the Loop Rewards Program and the payment of all amounts or benefits due to them under the Loop Rewards Program Terms and Conditions. Continental Bank is not a party to the Loop Rewards Program Terms and Conditions, and all customers should look exclusively to Inter & Co Payments, Inc. in the event of any dispute arising out of or relating to the Loop Rewards Program.

THIS NEXT SECTION IS APPLICABLE FOR NON-US RESIDENTS ONLY. IF YOU ARE A RESIDENT OF THE UNITED STATES OF AMERICA, PLEASE DISREGARD THIS SECTION.

The Inter Mastercard® International Debit Card ("Global Card") is issued by the international branch of Banco Inter S.A. in the Cayman Islands, authorized to operate as a category "B" banking institution by the Cayman Islands Monetary Authority – CIMA ("Cayman Branch"), pursuant to a license from Mastercard International Incorporated, linked to a US dollar checking account in the Cayman Islands maintained by the Cayman Branch ("Cayman Account"). For more information about the Cayman Account and the Global Card offered by the Cayman Branch, see the Cayman Account and Global Card Agreement.

The Inter Mastercard® International Credit Card ("Global Credit Card") is issued by the Cayman Branch, pursuant to a license from Mastercard International Incorporated. For more information about the Global Credit Card offered by the Cayman Branch, see the Global Credit Card Agreement.

The Cayman Account, Global Card and Global Credit Card are offered by the international branch of Banco Inter S.A. in the Cayman Islands, an affiliate of Inter, and are not features of the Global Account nor are they offered by Inter & Co Payments, Inc. The Cayman Account, Global Card and Global Credit Card are not available for U.S. customers.

The Cayman Branch will gather your information in order to offer you the Cayman Account, the Global Card and the Global Credit Card. Personal data will be subject to the Data Protection Act of the Cayman Islands, as well as the General Data Protection Law. To learn more about how we protect your personal data, see our Privacy Policy.