What Kind of Investor Are You? Find Out Before You Start Investing

When it comes to investing, one of the smartest moves you can make happens before you even pick a product or fund: understanding your investor profile.

It’s not a test. It’s not a label. Think of it as a guide that helps you figure out how comfortable you are with risk, what kind of returns you’re aiming for, and how to invest in a way that actually makes sense for you.

And the best part? You can discover your profile directly in the Inter app, with just a few taps.

Why Your Investor Profile Matters

Your investor profile reflects two key things:

● How much risk you’re willing (and able) to take

● What kind of results you expect over time

It’s not about how much money you have or how much you know. It’s about aligning your investments with your real life: your goals, your timeline, your comfort zone.

Because let’s be honest. Someone saving for a home in two years probably needs a different strategy than someone investing for retirement 30 years from now.

The 3 Most Common Profiles and How They Work

Conservative

  You value safety and stability. You prefer predictable returns and want to avoid big market swings. Fixed income products, like CDs or government bonds, may be your go-to.

Moderate

  You’re open to some risk in exchange for better returns, but you still like to play it safe in parts of your portfolio. A healthy mix of fixed income, mutual funds and stocks could be ideal.

Aggressive

  You’re in it for the long game and willing to ride out the ups and downs. You’re comfortable with volatility and focused on higher-growth opportunities like stocks, ETFs and global markets.

How to Discover Your Profile with the Inter App

Inside the Inter app, you can discover your profile in minutes. The app will guide you through a quick set of questions: things like how you feel about market risk, your investment goals and your preferred time horizon.

Based on your answers, the app will identify your profile and suggest personalized investment options and even recommended portfolios tailored to your preferences.

It’s all about giving you clarity before you commit, so you can move forward with more confidence.

Your Profile Can Evolve Over Time

Here’s the thing: your investor profile isn’t permanent. As your life changes, your profile might too.

Maybe today you prefer low risk. In a few years, you’re ready to explore new opportunities. That’s totally normal.

You can reassess your profile anytime inside the Inter app. It’s fast, free and gives you insights that grow with you.

Smarter Investing Starts with the Right Partner

At Inter, we believe investing should be clear, accessible and built around you, not just your money.

With the Inter app, you get:

● a quick investor profile quiz

● investment options tailored to your goals

● expert-backed recommended portfolios

● cashback on selected investments

● and full visibility into your financial journey, all in one place

Download the Inter app today and discover your investor profile. Knowing yourself is the best way to invest smarter.

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Inter&CoCommunications

Inter&Co (NASDAQ: INTR) is the pioneer financial super app serving over 37.7 million consumers across the Americas. The Inter&Co ecosystem offers a broad array of services, including banking, investments, mortgages, credit, gift cards, and cross-border tools. The super app also boasts a dynamic marketplace, linking consumers with shopping discounts, cashback rewards, and exclusive access to marquee events across the globe. The company is expanding rapidly in the United States, as evidenced by its naming rights sponsorship of the Inter&Co Stadium that hosts soccer teams “Orlando City” and “Orlando Pride”. Focused on innovation and captivating member experiences, Inter&Co delivers comprehensive financial and lifestyle solutions to meet the evolving needs of modern consumers.

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INTER & CO PAYMENTS, INC., doing business as inter&co (“Inter&Co”), is a financial technology company, a registered money services business (MSB) and a licensed money transmitter, not a bank (NMLS ID #907330). Massachusetts Foreign Transmittal Agency (License #FT114374-100). Rhode Island Currency Transmitter (License # 20203960CT). Click here to access our NMLS licenses.

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