Discover the advantages of making an easy investment full of opportunities every day

Did you know you can invest in just one click using the Inter super app. With the wide range of investment options and methods out there, it is understandable that investors are often unsure about the best strategy for growing their wealth.

But that’s exactly where a super app comes in, it streamlines the investment process and helps you stay informed about changes in the financial market, so you don’t miss out on new opportunities.

That's why Smart Invest is now available to simplify your life with the Inter super app, whether you are a cautious, moderate, or bold investor!

Smart Invest gives you access to smart, diversified investment portfolios with a wide range of investment objectives, all tailored to your profile.

We will help you understand the main benefits of Inter Smart Invest and how it will help you make smarter investments in the short and long term. Let's get started!

What is Smart Invest?

Smart Invest provides an array of investment options in fixed and variable income instruments, available on the Inter super app.

Selected by our portfolio and research experts, these options offer an excellent opportunity to invest in different assets through investment combos.

How do investment combos work?

Because it is a straightforward investment, you can choose investment combos such as: emergency reserve, dividends focused, foreign assets, saving money for travel, access to the best portfolio of stocks selected by our experts, and much more!

With these opportunities, you have access to all the specific details of each portfolio, outlining the investment strategy adopted by our experts, the risk of each investment, short- and long-term returns, and the investor profile that is consistent with each portfolio.

With your day-to-day life in mind, Inter created this simple solution to help you invest quickly.

Now, you no longer need to spend time comparing many options to invest your money. You can do it all with just one tap on your phone!

What does the advantage of Smart Invest over other investments?

The main advantage is that Smart Invest does not charge maintenance or performance fees and does not have a portfolio manager, making it a more accessible and practical option for investors seeking diversification and convenience.

This can be beneficial when you have many investment options and don't know which one to choose or how to diversify.

When you invest in Smart Invest combos from Inter, you are distributing your money in several different places, following the guidance of our experts. This can be useful because you don't have to keep track of all the details of each type of investment, saving you time in managing your portfolio.

How much can I start investing with?

The initial amount you invest in Smart Invest combos varies according to the assets in your strategy. It is worth remembering that the options for those just starting out are usually the most affordable. The idea is that you can invest in a simple, hassle-free way.

Can I withdraw my money at any time?

Withdrawals from Smart Invest depend on a few factors related to maturity dates, which vary according to the liquidity of the assets in your portfolio. For example, with the “Your money on the same day” combo, you can withdraw whenever you want. However, it is best to leave the money there for at least 30 days. This way, you potencially avoid paying fees and give your portfolio time to yield returns and track the growth of your assets.

What is the difference between a Smart Invest portfolio and an investment fund?

Smart Invest portfolios are made up of assets that have been handpicked by experts. They can include various types of investments, some of which are very accessible to all profiles. This even includes investment funds and foreign investments.

Investment funds, on the other hand, have a manager who oversees the assets of a group of investors. When you invest in a fund, you are buying shares in it. If the fund makes money, you earn a return proportional to your shares. But if the fund loses money, you also lose in the same proportional amount.

Is Inter's Smart Invest worth it?

If you invest in stocks and are looking for a combo on Smart Invest to diversify your portfolio, we have great news. The Inter super app offers Smart Invest portfolios designed by our research experts.

This shows how committed our experts are to global market trends, even when the stock market is fluctuating. That's why Smart Invest makes it easy to find the best investment opportunities, even if you don't have time to follow the financial market on a daily basis.

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InterCommunications

Inter (NASDAQ: INTR) is the pioneer financial super app serving over 37.7 million consumers across the Americas. The Inter&Co ecosystem offers a broad array of services, including banking, investments, mortgages, credit, gift cards, and cross-border tools. The super app also boasts a dynamic marketplace, linking consumers with shopping discounts, cashback rewards, and exclusive access to marquee events across the globe. The company is expanding rapidly in the United States, as evidenced by its naming rights sponsorship of the Inter&Co Stadium that hosts soccer teams “Orlando City” and “Orlando Pride”. Focused on innovation and captivating member experiences, Inter&Co delivers comprehensive financial and lifestyle solutions to meet the evolving needs of modern consumers.

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INTER & CO PAYMENTS, INC., doing business as Inter (“Inter”), is a financial technology company, a registered money services business (MSB) and a licensed money transmitter, not a bank (NMLS ID #907330). Massachusetts Foreign Transmittal Agency (License #FT114374-100). Rhode Island Currency Transmitter (License # 20203960CT). Click here to access our NMLS licenses.

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