Jumpstart Your 2026 Resolutions Without Breaking the Bank

We all know the drill. The clock strikes midnight on December 31st, the confetti falls, and suddenly, we are flooded with the motivation to change everything. We promise to run a marathon, meal prep every Sunday, and finally organize that chaotic junk drawer.

The "New Year, New Me" energy is real. But so is the price tag.

New running shoes can cost $150. Stocking a pantry with organic superfoods adds up fast. And those aesthetic clear bins for organizing? Surprisingly expensive. It’s easy to let the cost kill your motivation before you even start.

But what if you could invest in your new routine while putting money back into your pocket? Here is how to build your 2026 Resolution Starter Pack for less, using the Inter Super App.

The "Gym Joiner" Starter Pack (Beat the Gymtimidation)

January is the month of "Gymtimidation"—the fear of hitting the gym floor. The best cure? Walking in with confidence (and the right gear). You don’t need to spend a fortune, but you do need quality basics that support your movement.

● The Gear: You need reliable sneakers and moisture-wicking clothes.

● The Strategy: Before you head to the mall or browse online, buy a Gift Card for Nike, Adidas, Under Armour, or Puma right in the Inter super app.

● The Math: You buy the gear you were going to buy anyway, but by using the Gift Card, you earn cashback. Use that extra cash to treat yourself to a post-workout smoothie or a recovery drink. It’s a win-win.

The "Healthy Eater" Starter Pack (Meal Prep Like a Pro)

The most popular resolution in the U.S. is "eating healthier." But the common complaint is that eating clean is too expensive compared to fast food. The secret isn't just what you buy, but how you pay for it.

● The Gear: Quality groceries and food delivery for those days you just can't cook.

● The Strategy: "Meal Prepping" is the trend of the season. Plan your Sunday grocery haul at Whole Foods or order via Instacart using a Gift Card purchased in the app.

● The Hack: For the days you slip up (because we are only human), keep an UberEats or DoorDash card loaded. You can order a healthy salad bowl and still earn rewards on the transaction.

The "Organization Freak" Starter Pack (Clear Space, Clear Mind)

If you’ve been binge-watching organizing shows on Netflix, you know the urge to declutter is strong in January. A clean home leads to a focused mind, but buying fifty acrylic bins adds up.

● The Gear: Storage baskets, shelf organizers, and closet hangers.

● The Strategy: You can find high-end organization dupes for a fraction of the price at stores like TJ Maxx, Marshalls, or Burlington.

● The Upgrade: Need something more specific? A Target or Lowe’s Gift Card gives you access to heavy-duty storage solutions.

● The Math: By funding your "Home Edit" project with a Gift Card, you effectively give yourself a discount on every single bin and box.

The "Financial Guru" Starter Pack

Here is the twist: The number one resolution for 2026 should be Financial Wellness.

Usually, spending money contradicts saving money. But with the "Smart Shopper" mindset, they work together. Every time you use the Inter super app to buy a Gift Card beforemaking a purchase, you are practicing financial discipline.

You aren't just "spending"; you are optimizing. You are ensuring that every dollar leaving your account brings a few cents back.

Fund Your Goals Smartly

Whatever your goal is for 2026—running a 5K, learning to cook, or just keeping a tidy home—don’t let the budget stop you.

Build your own "Starter Pack" today.

Ready to crush your resolutions? Check the Inter super app for today’s boosted cashback rates on your favorite fitness and lifestyle brands.

https://static.bancointer.com.br/blog-us/author/images/6646b1ae5c98433caf3d5e5e76c6a6ac_interco-logo-orange-blog.png
InterCommunications

Inter (NASDAQ: INTR) is the pioneer financial super app serving over 40 million consumers across the Americas. The Inter ecosystem offers a broad array of services, including banking, investments, mortgages, credit, gift cards, and cross-border tools. The super app also boasts a dynamic marketplace, linking consumers with shopping discounts, cashback rewards, and exclusive access to marquee events across the globe. The company is expanding rapidly in the United States, as evidenced by its naming rights sponsorship of the Inter&Co Stadium that hosts soccer teams “Orlando City” and “Orlando Pride”. Focused on innovation and captivating member experiences, Inter&Co delivers comprehensive financial and lifestyle solutions to meet the evolving needs of modern consumers.

Did you like it? Share
X Logo

INTER & CO PAYMENTS, INC., doing business as Inter (“Inter”), is a financial technology company, a registered money services business (MSB) and a licensed money transmitter, not a bank (NMLS ID #907330). Massachusetts Foreign Transmittal Agency (License #FT114374-100). Rhode Island Currency Transmitter (License # 20203960CT). Click here to access our NMLS licenses.

Banking services are provided by Community Federal Savings Bank (“CFSB”), Member FDIC and deposits are held by CFSB and Wells Fargo Bank, Members FDIC. Inter is not a depository institution, deposits held at CFSB and Wells Fargo are not eligible for FDIC insurance.

The Inter US Checking account is provided by Continental Bank, Member FDIC. Inter US Checking accounts are FDIC-insured up to US$250,000. Inter US Checking account funds are eligible for FDIC insurance up to the allowable limit through Continental Bank, Member FDIC, and other program banks. Coverage is subject to aggregation of all of each account holder's funds held on deposit at Continental Bank or at each of its program banks. Funds generated through Inter's payment processing services are generally available in the Inter US Checking account balance immediately after a payment is processed. Fund availability times may vary due to technical issues. Inter is not a bank. Inter US Checking accounts do not provide monthly paper statements and do not issue physical paper checks. Inter US Checking accounts are not interest-bearing accounts.

FDIC deposit insurance coverage only protects against the failure of an FDIC-insured deposit institution. If you have an Inter US Checking account, up to US$250,000 of your balance may be covered by FDIC insurance on a pass through basis through Continental Bank, Member FDIC, subject to aggregation of the account holder's funds held at Continental Bank and if certain conditions have been met.

Please see your account information to know where your account is maintained. Inter US Checking accounts at Continental Bank are only available for US residents, upon informing a Social Security or Individual Taxpayer Identification number.

For more information regarding your Inter Account, view the Inter Account Agreement at https://us.inter.co/compliance?interandco-account-agreement .

For more information regarding your Inter US Checking account, view the Inter US Checking Account Agreement at https://us.inter.co/compliance?inter-us-checking-account-agreement .

For more information regarding FDIC insurance, please visit the FDIC website at https://www.fdic.gov/resources/deposit-insurance .

To provide you with the Inter Account and the Inter US Checking account, we share your information with CFSB and Continental. View the CFSB Privacy Notice here and the Continental Privacy Notice here for details.

Mortgage services are provided by Inter US Finance, LLC (NMLS ID #1161874), an affiliate of Inter & Co Payments, Inc.

Securities brokerage services are provided by Inter&Co Securities LLC, Member FINRA/ SIPC , an affiliate of Inter & Co Payments, Inc. and a wholly-owned subsidiary of Inter&Co US Holding. View important information and disclosures here .

If you have any questions or concerns regarding any transaction, please write to us at 501 Brickell Key Drive, Suite 202, Miami, FL 33131, or by email at help@inter.co or by calling us at 1-888-305-7264 .

THIS NEXT SECTION IS APPLICABLE FOR US RESIDENTS ONLY. IF YOU ARE NOT A RESIDENT OF THE UNITED STATES OF AMERICA, PLEASE DISREGARD THIS SECTION.

The Inter US Mastercard® Credit Card is issued by Continental Bank, Member FDIC, pursuant to a license from Mastercard International Incorporated and may be used wherever Mastercard debit is accepted. The Inter US Mastercard® Credit Card is issued by Continental Bank, Member FDIC, pursuant to a license from Mastercard International Incorporated, and may be used wherever Mastercard is accepted. For more information about the Inter US Mastercard credit and debit cards please see the applicable cardholder agreements here .

THIS NEXT SECTION IS APPLICABLE FOR NON-US RESIDENTS ONLY. IF YOU ARE A RESIDENT OF THE UNITED STATES OF AMERICA, PLEASE DISREGARD THIS SECTION.

The Inter Mastercard® International Debit Card (“Global Card”) is issued by the international branch of Banco Inter S.A. in the Cayman Islands, authorized to operate as a category “B” banking institution by the Cayman Islands Monetary Authority – CIMA (“Cayman Branch”), pursuant to a license from Mastercard International Incorporated, linked to a US dollar checking account in the Cayman Islands maintained by the Cayman Branch (“Cayman Account”). For more information about the Cayman Account and the Global Card offered by the Cayman Branch, see the Cayman Account and Global Card Agreement, available here .

The Inter Mastercard® International Credit Card (“Global Credit Card”) is issued by the Cayman Branch, pursuant to a license from Mastercard International Incorporated. For more information about the Global Credit Card offered by the Cayman Branch, see the Global Credit Card Agreement, available here .

The Cayman Account, Global Card and Global Credit Card are offered by the international branch of Banco Inter S.A. in the Cayman Islands, an affiliate of Inter, and are not features of the Global Account nor are they offered by Inter & Co Payments, Inc. The Cayman Account, Global Card and Global Credit Card are not available for U.S. customers.

The Cayman Branch will gather your information in order to offer you the Cayman Account, the Global Card and the Global Credit Card. Personal data will be subject to the Data Protection Act of the Cayman Islands, as well as the General Data Protection Law. To learn more about how we protect your personal data, see our Privacy Policy, available at https://inter.co/politica-de-privacidade/ .

Choose other country or region to see the content exclusive to your location

USA
USA

Follow Inter

Terms and Conditions
Inter&Co Account | Short Form DisclosureInter&Co Account Fees Schedule | Long FormInter&Co Account AgreementUser AgreementE-Sign Consent
Privacy PolicyUS State Licensing and Complaint PolicyLGPD (Brazil)Fraud PreventionInter&Co SecurityCookies Policy
ComplianceCompliance DeclarationState Licensing InformationCashback AgreementInter&CO promocodes INTER10 and INTER20