What is the Passport Card? Everything You Need to Know
The Passport Card is a new credit card designed for those who want to build a financial history in the U.S. while accessing exclusive benefits—without paying an annual fee.
In this guide, you’ll learn what the Inter Passport Card is, how it works, its key features, and what advantages it may offer depending on your financial profile.
What is the Passport Card? – Definition & Overview
The Inter Passport Card is a credit card designed to support those who want to establish or strengthen their credit history in the U.S.
Key Features of the Passport Card
The Passport Card brings together features designed to make credit access in the U.S. simple, transparent, and digital. Built on Mastercard’s global acceptance and Inter’s innovation, it’s a practical tool for everyday use:
● No security deposit required → get you card [GC1] without locking up your funds.
● Zero annual fee→ transparent structure with no fixed costs.
● Global acceptance→ works in over 150 countries through the Mastercard network.
● Loop Points program → earns 1 point per dollar spent.
● Mobile integration→ full management through the Inter app.
● Cashback on selected brands → save at partner stores.
● Apple Pay & Google Pay compatibility → make contactless payments directly from your smartphone.
How the Passport Card Works
The application and usage process is entirely digital, designed to simplify your financial experience:
● Selected customers will receive an email notification if we can offer them a credit card"
● Build credit → use it month after month to establish credit history, without a security deposit.
● Manage payments→ track expenses and pay easily through your Inter Digital Account.
● Go digital→ add the card to Apple Pay or Google Pay for hassle-free mobile payments.
Benefits and Advantages
The Passport Card was created for those who want to grow financially in the U.S. without unnecessary costs or complexity. It combines the strengths of a traditional credit card with innovative Inter perks, delivering value in daily purchases and exclusive experiences.
For you, these benefits translate into real opportunities: building your credit history, earning rewards, and enjoying an ecosystem designed for global, digital-first users.
Main Features
A passport-style open design with stamps representing:
● 🚫 No security deposit
● 💳 No annual fee
● 🌍 Global acceptance
● 🎁 Loop Points (coming soon)
● 💸 Cashback at major brands (Apple, Nike, Uber and more)
● 🎟️ Exclusive experiences (Inter Stadium, Café, Bikes)
Who Should Get a Passport Card?
The Passport Card was created for people who want to build their financial history in the United States with modern and reliable tools. It is ideal for newcomers who are starting their credit history from day one, as well as for bicultural or cross-border users who move between cultures and markets with ease. It also represents a generation of digital users who prefer simple solutions, with no maintenance fees and complete management from their smartphones. Ultimately, it’s the card for those who see finance as a gateway to new opportunities—both in the U.S. and abroad.
How to Get Your Passport Card
Step 1: Open your super app
Step 2: If eligible, we'll offer you a credit card
Step 3: Start earning rewards immediately upon approval
Frequently Asked Questions
Does the card have an annual fee?
No, the Passport Card has no annual maintenance costs.
Do I need a security deposit to apply?
No, you can apply without locking money as collateral.
How does using the Passport Card help me build credit?
Your on-time payments are reported to U.S. credit bureaus, which can contribute to your credit history. However, credit score improvement is not guaranteed.
Where can I use the card?
Anywhere Mastercard is accepted, in the U.S. and abroad.
What are Loop Points?
It’s Inter’s rewards program: you’ll earn 1 point per dollar spent on eligible purchases, redeemable for future rewards.
Conclusion
The Inter Passport Card is designed to help you build credit in the U.S. while enjoying exclusive benefits and a fully digital experience.
Whether you’re just starting your credit history or looking for a flexible, global solution, the Passport Card can become a key ally in your financial journey.
Disclaimers
*The Passport Card helps you build payment history that may positively improve your credit score. Credit score increase is not guaranteed. Individual results may vary. Late payments, missed payments, or other defaults on your accounts with us or others will have a negative effect on your credit score.
**The availability of the Inter Passport Credit Card is subject to eligibility. Not all users will be eligible. Check your app for more details.
INTER & CO PAYMENTS, INC., doing business as Inter ("Inter"), is a financial technology company, a registered money services business (MSB) and a licensed money transmitter, not a bank (NMLS ID #907330).#907330). Massachusetts Foreign Transmittal Agency (License #FT114374-100).#FT114374-100). Rhode Island Currency Transmitter (License # 20203960CT). Click here to access our NMLS licenses.
Banking services are provided by Community Federal Savings Bank ("CFSB"), Member FDIC and deposits are held by CFSB and Wells Fargo Bank, Members FDIC. Inter is not a depository institution, deposits held at CFSB and Wells Fargo are not eligible for FDIC insurance.
The Inter US Checking account is provided by Continental Bank, Member FDIC. Inter US Checking accounts are FDIC-insured up to US$250,000. Inter US Checking account funds are eligible for FDIC insurance up to the allowable limit through Continental Bank, Member FDIC, and other program banks. Coverage is subject to aggregation of all of each account holder's funds held on deposit at Continental Bank or at each of its program banks. Funds generated through Inter's payment processing services are generally available in the Inter US Checking account balance immediately after a payment is processed. Fund availability times may vary due to technical issues. Inter is not a bank. Inter US Checking accounts do not provide monthly paper statements and do not issue physical paper checks. Inter US Checking accounts are not interest-bearing accounts.
FDIC deposit insurance coverage only protects against the failure of an FDIC-insured deposit institution. If you have an Inter US Checking account, up to US$250,000 of your balance may be covered by FDIC insurance on a pass through basis through Continental Bank, Member FDIC, subject to aggregation of the account holder's funds held at Continental Bank and if certain conditions have been met.
Please see your account information to know where your account is maintained. Inter US Checking accounts at Continental Bank are only available for US residents, upon informing a Social Security or Individual Taxpayer Identification number.
For more information regarding your Inter Account, view the Inter Account Agreement at https://us.inter.co/compliance?interandco-account-agreement
For more information regarding your Inter US Checking account, view the Inter US Checking Account Agreement at Here
For more information regarding FDIC insurance, please visit the FDIC website at https://www.fdic.gov/resources/deposit-insurance
