Inter Launches Wearables in the U.S., Taking Banking Beyond the Phone

The Inter Ring and Inter Wristband bring contactless payments to everyday accessories - no phone required.

Miami, FL, July 13, 2026 — For most people, paying for something often follows the same choreography: find the phone, unlock it, open the wallet, tap. But today, Inter is changing that. Inter announced the U.S. launch of its wearable technology line, the Inter Ring and Inter Wristband, bringing contactless payment capability through industry-standard security technology to accessories customers already wear, without requiring a screen, battery, or a phone in hand.

This launch will be the latest example of Inter always optimizing for the customer. Through this expanded product offering, the financial technology company will take its services from a financial platform into an accessible lifestyle, granting customers access to Inter’s universe of customer experiences.

The Inter Ring will be available in gold, silver, rose, black, and gray. The Inter Wristband, adjustable and built for daily use, will come in black, orange, and white. Both run on passive NFC technology, making them water-resistant, battery-free, and activated once through the Inter App.

“Wearables embody a core trait in Inter's DNA: innovating to simplify people's lives through technology, convenience, and security. With these devices, we want to make every experience more efficient — whether that's the time saved at checkout or the peace of mind that comes with knowing your payments are protected through industry-standard security measures. Practicality is a lifestyle, and it makes a real difference in people's daily lives,” says Rodrigo Gouveia, Executive Director of E-Commerce and Ecosystems at Inter.

Payments made through the Inter Ring or Wristband will serve as an extension of the customer's existing Inter credit card, sharing the same limit and due date, with purchases from all three surfaces appearing on a single statement. Transactions will use tokenization and encryption consistent with contactless payment standards; certain purchases may require a PIN. If a wearable is lost or stolen, customers can disable or remove it in the Inter App.

Wearables will be initially available to a limited group of select Inter customers, with a broader rollout coming later in 2026. Terms, conditions, and merchant acceptance apply.

ABOUT INTER

Inter (Inter&Co Inc./NASDAQ: INTR) is a global financial technology company providing banking, credit, investments, payments, and lifestyle solutions to more than 44 million customers worldwide. Inter leverages technology to unlock simplicity, offering mortgages, credit, gift cards, investments, and international payments through Banco Inter S.A., Brazil's first digital bank, and a growing global footprint. Recognized by Forbes, CNBC, and others as one of the world's leading fintechs and digital banks, Inter is guided by the Rule of 50 — a commitment to growing profitably and with discipline as it expands globally. Learn more at inter.co.

Media Relations: interco@chemistryagency.com / Delayna.Shulak@inter.co

Investor Relations: ir@inter.co

INTER & CO PAYMENTS, INC., doing business as Inter (“Inter”), is a financial technology company, a registered money services business (MSB) and a licensed money transmitter, not a bank (NMLS ID #907330). Massachusetts Foreign Transmittal Agency (License #FT114374-100). Rhode Island Currency Transmitter (License # 20203960CT). Inter US Checking is provided by Continental Bank, Member FDIC. The Inter US Mastercard® Debit Card is issued by Continental Bank, Member FDIC, pursuant to a license from Mastercard International Incorporated, and may be used wherever Mastercard debit is accepted. The Inter US Mastercard® Credit Card is issued by Continental Bank, Member FDIC, pursuant to a license from Mastercard International Incorporated, and may be used wherever Mastercard credit is accepted.

Wearables are initially available to a limited group of eligible Inter U.S. credit card customers. Terms, conditions, and merchant acceptance apply.

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InterCommunications

Inter (NASDAQ: INTR) is a digital bank providing financial and lifestyle solutions to 44 million consumers. Our super app leverages technology to unlock simplicity, offering mortgages, credit, gift cards, investments, and international payments. Inter customers also enjoy access to a dynamic marketplace of shopping discounts, cashback rewards, and exclusive access to marquee events. Recognized by Forbes, CNBC, and others as one of the world’s leading FinTechs and digital banks, Inter leads with human innovation to empower the new economy. Learn more at US.Inter.Co.

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INTER & CO PAYMENTS, INC., doing business as Inter (“Inter”), is a financial technology company, a registered money services business (MSB) and a licensed money transmitter, not a bank (NMLS ID #907330). Massachusetts Foreign Transmittal Agency (License #FT114374-100). Rhode Island Currency Transmitter (License # 20203960CT). Click here to access our NMLS licenses.

Banking services are provided by Community Federal Savings Bank (“CFSB”), Member FDIC and deposits are held by CFSB and Wells Fargo Bank, Members FDIC. Inter is not a depository institution, deposits held at CFSB and Wells Fargo are not eligible for FDIC insurance.

The Inter US Checking account is provided by Continental Bank, Member FDIC. Inter US Checking accounts are FDIC-insured up to US$250,000. Inter US Checking account funds are eligible for FDIC insurance up to the allowable limit through Continental Bank, Member FDIC, and other program banks. Coverage is subject to aggregation of all of each account holder's funds held on deposit at Continental Bank or at each of its program banks. Funds generated through Inter's payment processing services are generally available in the Inter US Checking account balance immediately after a payment is processed. Fund availability times may vary due to technical issues. Inter is not a bank. Inter US Checking accounts do not provide monthly paper statements and do not issue physical paper checks. Inter US Checking accounts are not interest-bearing accounts.

FDIC deposit insurance coverage only protects against the failure of an FDIC-insured deposit institution. If you have an Inter US Checking account, up to US$250,000 of your balance may be covered by FDIC insurance on a pass through basis through Continental Bank, Member FDIC, subject to aggregation of the account holder's funds held at Continental Bank and if certain conditions have been met.

Please see your account information to know where your account is maintained. Inter US Checking accounts at Continental Bank are only available for US residents, upon informing a Social Security or Individual Taxpayer Identification number.

For more information regarding your Inter Account, view the Inter Account Agreement at https://us.inter.co/compliance?interandco-account-agreement .

For more information regarding your Inter US Checking account, view the Inter US Checking Account Agreement at https://us.inter.co/compliance?inter-us-checking-account-agreement .

For more information regarding FDIC insurance, please visit the FDIC website at https://www.fdic.gov/resources/deposit-insurance .

To provide you with the Inter Account and the Inter US Checking account, we share your information with CFSB and Continental. View the CFSB Privacy Notice here and the Continental Privacy Notice here for details.

Mortgage services are provided by Inter US Finance, LLC (NMLS ID #1161874), an affiliate of Inter & Co Payments, Inc.

Securities brokerage services are provided by Inter&Co Securities LLC, Member FINRA/ SIPC , an affiliate of Inter & Co Payments, Inc. and a wholly-owned subsidiary of Inter&Co US Holding. View important information and disclosures here .

If you have any questions or concerns regarding any transaction, please write to us at 501 Brickell Key Drive, Suite 202, Miami, FL 33131, or by email at help@inter.co or by calling us at 1-888-305-7264 .

THIS NEXT SECTION IS APPLICABLE FOR US RESIDENTS ONLY. IF YOU ARE NOT A RESIDENT OF THE UNITED STATES OF AMERICA, PLEASE DISREGARD THIS SECTION.

The Inter US Mastercard® Credit Card is issued by Continental Bank, Member FDIC, pursuant to a license from Mastercard International Incorporated and may be used wherever Mastercard debit is accepted. The Inter US Mastercard® Credit Card is issued by Continental Bank, Member FDIC, pursuant to a license from Mastercard International Incorporated, and may be used wherever Mastercard is accepted. For more information about the Inter US Mastercard credit and debit cards please see the applicable cardholder agreements here .

THIS NEXT SECTION IS APPLICABLE FOR NON-US RESIDENTS ONLY. IF YOU ARE A RESIDENT OF THE UNITED STATES OF AMERICA, PLEASE DISREGARD THIS SECTION.

The Inter Mastercard® International Debit Card (“Global Card”) is issued by the international branch of Banco Inter S.A. in the Cayman Islands, authorized to operate as a category “B” banking institution by the Cayman Islands Monetary Authority – CIMA (“Cayman Branch”), pursuant to a license from Mastercard International Incorporated, linked to a US dollar checking account in the Cayman Islands maintained by the Cayman Branch (“Cayman Account”). For more information about the Cayman Account and the Global Card offered by the Cayman Branch, see the Cayman Account and Global Card Agreement, available here .

The Inter Mastercard® International Credit Card (“Global Credit Card”) is issued by the Cayman Branch, pursuant to a license from Mastercard International Incorporated. For more information about the Global Credit Card offered by the Cayman Branch, see the Global Credit Card Agreement, available here .

The Cayman Account, Global Card and Global Credit Card are offered by the international branch of Banco Inter S.A. in the Cayman Islands, an affiliate of Inter, and are not features of the Global Account nor are they offered by Inter & Co Payments, Inc. The Cayman Account, Global Card and Global Credit Card are not available for U.S. customers.

The Cayman Branch will gather your information in order to offer you the Cayman Account, the Global Card and the Global Credit Card. Personal data will be subject to the Data Protection Act of the Cayman Islands, as well as the General Data Protection Law. To learn more about how we protect your personal data, see our Privacy Policy, available at https://inter.co/politica-de-privacidade/ .