INTER GLOBAL GAME TERMS & CONDITIONS

The following terms and conditions ("Terms and Conditions") apply to the Inter & Co Payments, Inc. ("Inter") special offer “Inter Global Game” (the "Special Offer") which is available to certain qualifying customers. By participating in this Special Offer, you acknowledge that you have read, understood, and agree to these Terms and Conditions.

THESE TERMS AND CONDITIONS HAVE AN “ARBITRATION AGREEMENT”, WHICH INCLUDES WAIVERS OF YOUR RIGHT TO A JURY TRIAL AND YOUR CLASS ACTION RIGHTS. PLEASE REVIEW IT CAREFULLY. YOU HAVE THE RIGHT TO OPT OUT OF THE ARBITRATION PROVISION AS DESCRIBED BELOW. IF YOU DO NOT OPT OUT, YOU UNDERSTAND THAT BY PARTICIPATING IN THIS SPECIAL OFFER, YOU AGREE TO CERTAIN PROVISIONS THAT WILL SUBSTANTIALLY AFFECT YOUR RIGHTS IN ANY DISPUTE WITH US.

• Eligibility. To be eligible for the Special Offer, you must, cumulatively, meet the following eligibility criteria ("Eligibility Criteria"): (i) be a US resident over 18 years of age, in a state where Inter operates its digital account services; or (ii) not be an employee, contractor, or affiliate of Inter or any of its subsidiary companies.

• Requirements. In addition to meeting the Eligibility Criteria, you must also satisfy the following conditions to qualify for the Special Offer (“Requirements”): (i) follow Inter’s official social media profile (@inter.co); (ii) create digital content (photo or video) aligned with the campaign theme, portraying the experience of living the global game with Inter, without making any association between Inter and the FIFA World Cup; (iii) publish the content publicly on your social media profiles, tagging @inter.co and using the hashtag #InterGlobalGame; (iv) keep your social media profiles public; and (v) keep the publication available on your feed, without expiring within 24 (twenty-four) hours and without deleting it until the date of the drawing. Posts will be accepted only on the following social networks: Instagram, X (Twitter), and Forum.

• Special Offer Time Period. The Special Offer Time Period begins on June 1229th, 2026, and ends on July 1924th, 2026 ("Activation Deadline"). The drawing will take place on July 21st, 2026[CAS1] .

• Non-combination with other offers. This Special Offer may not be combined with any other special offer or promotional program offered by Inter, particularly other new customer activation campaigns, unless expressly stated otherwise.

• Qualifying customers. The Special Offer is only available for those who meet all Eligibility Criteria (each a "Qualifying Customer"; and collectively referred to as "Qualifying Customers"). A Qualifying Customer must keep their social media accounts public throughout the Special Offer Period.

• Prohibited Content and Non-Affiliation. Inter is not an official sponsor, partner, or affiliate of the FIFA World Cup™. This Special Offer is an independent promotional initiative by Inter and is not endorsed, authorized, or associated with any such event or entity. [LIGL2] Participants may not publish content that: (i) uses registered trademarks, logos, official slogans, or other protected intellectual property elements related to international sporting events without authorization; (ii) falsely suggests that Inter has sponsorship, affiliation, or any official association with such events; (iii) reproduces official broadcast content, match footage, or other materials protected by third-party rights without authorization; (iv) infringes image rights, intellectual property rights, or any other third-party rights; (v) violates human rights, applicable laws, regulations, or constitutional principles; (vi) contains hate speech, discrimination, racism, misogyny, prejudice against minorities or persons with disabilities, harassment, or offensive content; (vii) is considered contrary to ethics, morality, or good customs; (viii) includes images of children or teenagers, or individuals who may reasonably be perceived as minors; (ix) depicts animal abuse or mistreatment; or (x) contains explicit content, nudity, violent material, or otherwise inappropriate content.

Inter may disqualify content that violates these Terms and Conditions or that presents a material risk of infringement of third-party rights or improper association with sporting events.

• Disqualification Criteria. You will be disqualified from the Special Offer if you: (i) fail to meet any of the Eligibility Criteria listed above; (ii) have your social media account set to private; (iii) are determined ineligible through Inter's validation procedures; (iv) delete or archive the post at the time of the drawing; (v) post content unrelated to the Special Offer, or content that is offensive, inappropriate, or prohibited; (vi) post non-original content, such as memes, third-party images, or game screenshots; or (vii) are a legal entity rather than a natural person.

• Special Offer limitations. The Special Offer is limited to one (1) per eligible participant and will be distributed free of charge. The Special Offer may be adjusted from time to time or terminated by Inter at its sole discretion and without advance notice. Unless posted otherwise, any adjustments shall be effective immediately.

• Prize. The prize consists of 1 (one) soccer ball autographed by Brazilian soccer player Ronaldinho Gaúcho[LIGL3] .

• Notification and Communication. Participants will be informed about their participation status and campaign updates through Inter’s official social media channels.

• Fraud Prevention and Compliance. Inter reserves the right to cancel your enrollment in the Special Offer if it suspects fraud or if you are in breach of any of Inter's terms & conditions, policies, procedures and rules, and/or applicable laws and regulations. Inter reserves the right to disqualify transactions that, in its sole discretion, are intended to contravene the rules of the Special Offer or are not otherwise in compliance with applicable laws and regulations, as well as these Terms and Conditions, and/or Inter's terms & conditions, policies, procedures and rules.

• Campaign Validity. The Special Offer will not be valid if the participant deletes the post, keeps it published for less than 24 (twenty-four) hours, or posts it only via stories, which will not be considered valid.

• Validation and Award Procedures. Inter will conduct a manual review of all content that mentioned Inter during the campaign period, compile all eligible entries into a spreadsheet, and carry out the draw through a digital platform (Sorteador). After the draw, the selected content will be verified to ensure compliance with the rules of this Terms and Conditions. Once validated, the participant will be contacted to confirm eligibility and arrange delivery of the prize within 30 (thirty) days. After the participant's confirmation, the winner will be announced on Inter's official social media channels.

• Limitation of Liability. Inter shall not be liable for any loss, damage, or injury arising from participation in the Special Offer.

• Compliance with Applicable Laws and Regulations. Qualifying customers are responsible for complying with all applicable laws and regulations regarding Special Offer participation. Inter will not be liable for any violations of law committed by Qualifying Customers.

• Privacy and Data Collection. All information collected from you as part of the Special Offer will be subject to Inter’s Privacy Policy and GLBA Privacy Notice, available at https://us.inter.co/en/compliance#privacy-policy. All Inter Accounts are subject to the terms and conditions of the Inter Account Agreement, available at https://us.inter.co/en/compliance#global-account-agreement.

For participants whose personal data is otherwise subject to Brazil's General Data Protection Law (LGPD — Law No. 13,709/2018), the processing of personal data in connection with this Special Offer is carried out by Inter in its capacity as controller, and is further governed by Inter's Brazilian Privacy Policy, available at https://inter.co/politica-de-privacidade/privacidade/. The processing is based on the following legal grounds: (i) performance of the contractual relationship established by your participation in this Special Offer (LGPD, Art. 7, V); and (ii) compliance with legal or regulatory obligations (LGPD, Art. 7, II). Data collected is limited to what is strictly necessary to verify eligibility and deliver the prize.

In accordance with California law, Inter will not disclose information collected about you with companies outside of Inter except as required or permitted by law. Inter will limit sharing among its companies to the extent required by California law. To exercise your privacy rights, California residents may contact Inter at privacy@inter.co or call 888-305-7264.

• Questions or Complaints. Customers having any questions or complaints concerning the Special Offer or their Inter Account may contact Inter customer service at 1-888-305-7264 or via email at help@inter.co .

• Governing Law and Dispute Resolution. Disputes under these Terms and Conditions are subject to the dispute resolution provisions of Inter & Co User Agreement, section 12, titled, "DISPUTE RESOLUTION AND GOVERNING LAW".

PLEASE NOTE THAT DISPUTES ARE GOVERNED BY THE ARBITRATION AGREEMENT AND CLASS ACTION WAIVER CONTAINED THEREIN.

INTER & CO PAYMENTS, INC., doing business as Inter ("Inter"), is a financial technology company, a registered money services business (MSB) and a licensed money transmitter, not a bank (NMLS ID #907330). Massachusetts Foreign Transmittal Agency (License #FT114374-100).#FT114374-100).#FT114374-100).#FT114374-100). Rhode Island Currency Transmitter (License # 20203960CT). Inter US Checking is provided by Continental Bank, Member FDIC. The Inter US Mastercard® Debit Card is issued by Continental Bank, Member FDIC, pursuant to a license from Mastercard International Incorporated, and may be used wherever Mastercard is accepted. The Inter US Mastercard® Credit Card is issued by Continental Bank, Member FDIC, pursuant to a license from Mastercard International Incorporated, and may be used wherever Mastercard credit is accepted. Accounts are FDIC-insured up to US$250,000. Inter US Checking account funds are eligible for FDIC insurance up to the allowable limit through Continental Bank, Member FDIC, and other program banks. Coverage is subject to aggregation of all of each account holder’s funds held on deposit at Continental Bank or at each of its program banks. Funds generated through Inter’s payment processing services are generally available in the Inter US Checking account balance immediately after a payment is processed. Fund availability times may vary due to technical issues. Inter is not a bank. Inter US Checking accounts do not provide monthly paper statements and do not issue physical paper checks. Inter US Checking accounts are not interest-bearing accounts.

FDIC deposit insurance coverage only protects against the failure of an FDIC-insured deposit institution. If you have an Inter US Checking account, up to US$250,000 of your balance may be covered by FDIC insurance on a pass through basis through Continental Bank, Member FDIC, subject to aggregation of the account holder’s funds held at Continental Bank and if certain conditions have been met.

[CAS1]Gentileza validar. O formulário encaminhado pelo time de marketing indica, no item 7, que o sorteio será realizado em 21/07/2026; contudo, no item 15, consta que o sorteio ocorrerá em 29/06/2026, com divulgação do vencedor em 30/06/2026.

Qual data devemos considerar?

[LIGL2]Nota ao Marketing

O briefing da campanha indica como objetivo "fortalecer a associação indireta entre o Inter e a experiência da Copa do Mundo nos EUA." Isso pode configurar marketing de emboscada, ou seja, a exploração da visibilidade de um evento protegido sem titularidade de patrocínio oficial. O FIFA World Cup 2026 conta com proteção de marcas robusta nos EUA e no Brasil, e a FIFA historicamente litiga agressivamente contra práticas de associação não autorizada. Esta cláusula é importante para distanciar institucionalmente o Inter de qualquer associação e para transferir a responsabilidade por conteúdo não conforme ao participante.

[LIGL3]Nota ao Marketing

O uso do nome e imagem de Ronaldinho Gaúcho como elemento promocional configura exploração comercial de direitos de personalidade. Antes do lançamento, o jurídico deve garantir que possui autorização escrita assinada por Ronaldinho ou seu representante legal e que a autorização cubra explicitamente o uso do nome, imagem e assinatura para fins promocionais desta campanha, nos dois territórios.

https://static.bancointer.com.br/blog-us/author/images/6646b1ae5c98433caf3d5e5e76c6a6ac_interco-logo-orange-blog.png
InterCommunications

Inter (NASDAQ: INTR) is a digital bank providing financial and lifestyle solutions to 44 million consumers. Our super app leverages technology to unlock simplicity, offering mortgages, credit, gift cards, investments, and international payments. Inter customers also enjoy access to a dynamic marketplace of shopping discounts, cashback rewards, and exclusive access to marquee events. Recognized by Forbes, CNBC, and others as one of the world’s leading FinTechs and digital banks, Inter leads with human innovation to empower the new economy. Learn more at US.Inter.Co.

Did you like it? Share
X Logo

INTER & CO PAYMENTS, INC., doing business as Inter (“Inter”), is a financial technology company, a registered money services business (MSB) and a licensed money transmitter, not a bank (NMLS ID #907330). Massachusetts Foreign Transmittal Agency (License #FT114374-100). Rhode Island Currency Transmitter (License # 20203960CT). Click here to access our NMLS licenses.

Banking services are provided by Community Federal Savings Bank (“CFSB”), Member FDIC and deposits are held by CFSB and Wells Fargo Bank, Members FDIC. Inter is not a depository institution, deposits held at CFSB and Wells Fargo are not eligible for FDIC insurance.

The Inter US Checking account is provided by Continental Bank, Member FDIC. Inter US Checking accounts are FDIC-insured up to US$250,000. Inter US Checking account funds are eligible for FDIC insurance up to the allowable limit through Continental Bank, Member FDIC, and other program banks. Coverage is subject to aggregation of all of each account holder's funds held on deposit at Continental Bank or at each of its program banks. Funds generated through Inter's payment processing services are generally available in the Inter US Checking account balance immediately after a payment is processed. Fund availability times may vary due to technical issues. Inter is not a bank. Inter US Checking accounts do not provide monthly paper statements and do not issue physical paper checks. Inter US Checking accounts are not interest-bearing accounts.

FDIC deposit insurance coverage only protects against the failure of an FDIC-insured deposit institution. If you have an Inter US Checking account, up to US$250,000 of your balance may be covered by FDIC insurance on a pass through basis through Continental Bank, Member FDIC, subject to aggregation of the account holder's funds held at Continental Bank and if certain conditions have been met.

Please see your account information to know where your account is maintained. Inter US Checking accounts at Continental Bank are only available for US residents, upon informing a Social Security or Individual Taxpayer Identification number.

For more information regarding your Inter Account, view the Inter Account Agreement at https://us.inter.co/compliance?interandco-account-agreement .

For more information regarding your Inter US Checking account, view the Inter US Checking Account Agreement at https://us.inter.co/compliance?inter-us-checking-account-agreement .

For more information regarding FDIC insurance, please visit the FDIC website at https://www.fdic.gov/resources/deposit-insurance .

To provide you with the Inter Account and the Inter US Checking account, we share your information with CFSB and Continental. View the CFSB Privacy Notice here and the Continental Privacy Notice here for details.

Mortgage services are provided by Inter US Finance, LLC (NMLS ID #1161874), an affiliate of Inter & Co Payments, Inc.

Securities brokerage services are provided by Inter&Co Securities LLC, Member FINRA/ SIPC , an affiliate of Inter & Co Payments, Inc. and a wholly-owned subsidiary of Inter&Co US Holding. View important information and disclosures here .

If you have any questions or concerns regarding any transaction, please write to us at 501 Brickell Key Drive, Suite 202, Miami, FL 33131, or by email at help@inter.co or by calling us at 1-888-305-7264 .

THIS NEXT SECTION IS APPLICABLE FOR US RESIDENTS ONLY. IF YOU ARE NOT A RESIDENT OF THE UNITED STATES OF AMERICA, PLEASE DISREGARD THIS SECTION.

The Inter US Mastercard® Credit Card is issued by Continental Bank, Member FDIC, pursuant to a license from Mastercard International Incorporated and may be used wherever Mastercard debit is accepted. The Inter US Mastercard® Credit Card is issued by Continental Bank, Member FDIC, pursuant to a license from Mastercard International Incorporated, and may be used wherever Mastercard is accepted. For more information about the Inter US Mastercard credit and debit cards please see the applicable cardholder agreements here .

THIS NEXT SECTION IS APPLICABLE FOR NON-US RESIDENTS ONLY. IF YOU ARE A RESIDENT OF THE UNITED STATES OF AMERICA, PLEASE DISREGARD THIS SECTION.

The Inter Mastercard® International Debit Card (“Global Card”) is issued by the international branch of Banco Inter S.A. in the Cayman Islands, authorized to operate as a category “B” banking institution by the Cayman Islands Monetary Authority – CIMA (“Cayman Branch”), pursuant to a license from Mastercard International Incorporated, linked to a US dollar checking account in the Cayman Islands maintained by the Cayman Branch (“Cayman Account”). For more information about the Cayman Account and the Global Card offered by the Cayman Branch, see the Cayman Account and Global Card Agreement, available here .

The Inter Mastercard® International Credit Card (“Global Credit Card”) is issued by the Cayman Branch, pursuant to a license from Mastercard International Incorporated. For more information about the Global Credit Card offered by the Cayman Branch, see the Global Credit Card Agreement, available here .

The Cayman Account, Global Card and Global Credit Card are offered by the international branch of Banco Inter S.A. in the Cayman Islands, an affiliate of Inter, and are not features of the Global Account nor are they offered by Inter & Co Payments, Inc. The Cayman Account, Global Card and Global Credit Card are not available for U.S. customers.

The Cayman Branch will gather your information in order to offer you the Cayman Account, the Global Card and the Global Credit Card. Personal data will be subject to the Data Protection Act of the Cayman Islands, as well as the General Data Protection Law. To learn more about how we protect your personal data, see our Privacy Policy, available at https://inter.co/politica-de-privacidade/ .