Your Financial Life in the U.S., Made Simple: A Financial Management Guide for Brazilians and Latinos
Starting Off Right: Why Your Financial Management Needs to Change in the U.S.
Moving to the United States is a big step — full of dreams, plans, and new challenges. One of the biggest is learning how to manage your money in a completely different financial system.
Everything changes: the banking system, the importance of your credit history (the well-known credit score), the cost of living, and even how you plan for the future. Trying to apply the same financial logic from your home country is like driving on the wrong side of the road.
That’s why good financial management is the first step toward stability and success in the U.S. — and Inter is here to help with financial solutions designed specifically for Brazilians and Latinos living in the United States.
What Good Financial Management Looks Like for Immigrants
Managing your money isn’t just about paying bills on time. It’s about understanding the U.S. financial system, using secure tools, and planning with confidence.
· Build security: Create an emergency fund in dollars and manage your finances easily through the app.
· Build credit: In the U.S., your credit score opens doors — from renting to financing.
· Think ahead: Plan for retirement, investing, and work toward financial freedom.
With Inter’s super app, you get everything in one place: a free digital account in dollars, fast international transfers, the Passport Card to build credit, and even cashback on purchases.
Some benefits, such as cashback and credit building, depend on eligibility and product conditions. Subject to approval and availability.
Challenges Only Latinos in the U.S. Truly Understand
Managing finances across two countries comes with unique struggles — but Inter simplifies each one with secure and transparent solutions.
Currency Fluctuations
Sending money abroad or supporting family can be expensive. With Inter’s international transfers, you can send money with transparent exchange rates directly through the app.
The “Double Life” of Finances
Managing finances in two currencies is a challenge — living in dollars while thinking in reais requires organization and planning.
Inter’s super app offers simple and complete banking solutions designed for those living between two worlds. You can manage your money in dollars with ease while keeping up with your financial responsibilities abroad independently and securely.
Building Credit from Scratch
In the U.S., credit history is essential. Inter’s Passport Card helps you start your credit-building journey.
Note: The Passport Card is offered only to select customers based on internal criteria and credit analysis. The option appears in the app only for eligible users.
Want to learn more about the Passport Card? Read also:
🔗Inter launches no-annual-fee credit card that helps build credit history and offers premium benefits
This content is for informational purposes only and does not guarantee approval or credit score improvement. Responsible card use and reporting to credit agencies are key factors in building credit history.
Fees and Bureaucracy
Traditional financial institutions can be expensive and require complex documentation. Inter offers 100% digital solutions, with simple account opening, support in Spanish, Portuguese, and English and no hidden fees.
Taxes and Obligations
With a well-organized financial structure, you gain better control over your money flow between Brazil, other Latin American countries, and the U.S., helping with tax management and avoiding complications.
The Right Account Makes All the Difference: Why Inter Can Be Your Ideal Partner in the U.S.
Choosing the right financial solutions can bring more peace of mind and convenience to your daily life.
Inter was created to simplify life for those living between two countries — offering practical and accessible banking solutions that connect your finances abroad and in the U.S. in one app.
Key features include:
· Free digital account in dollars, with local transfers (ACH and wire)
· Inter international transfers to send money abroad quickly and with transparent exchange rates
· Passport Card: a no-annual-fee credit card that helps build financial history in the U.S., and a debit card proactively sent to Inter customers
· Gift Cards and Cashback to help you save on everyday purchases
· Loop Points and Cashback to earn rewards and save more
· Investment options to diversify your resources and help your money grow
· App available in Portuguese, Spanish, and English, with humanized support that understands your reality
All of this is available in Inter’s super app, which connects your international financial life in a simple, modern, and secure way.
Disclosure: This content is for informational purposes only and does not guarantee credit score improvement or product approval.
Budgeting Smartly: The Art of Thinking in Dollars (Without Forgetting Your Roots)
Having a solid budget is essential — and for those living abroad, adapting your financial planning to the dollar reality makes all the difference.
When organizing your finances, plan in dollars, considering your fixed costs, variable expenses, and future goals.
If you still have financial commitments abroad, plan your transfers in advance using Inter’s international transfers for a practical and secure way to send money.
Maintaining balance between responsibilities in both countries — while keeping your main focus on dollar-based expenses — helps ensure financial stability and peace of mind.
With the Inter app, you can track everything in real time — from exchange rates to account activity — to make smarter financial decisions.
Building Your Future: Credit, Security, and Investments in the U.S.
Once your basic finances are under control, it’s time to take the next step.
· Strengthen your credit score: Use the Passport Card responsibly and always pay on time.
Disclosure: This content is for informational purposes only and does not guarantee credit score improvement.
· Explore investments: Inter offers global financial solutions to help you invest in both foreign and U.S. assets, with security and transparency.
Want to learn more about investing? Read also:
🔗Smart Invest: A smarter way to manage your investments
· Think long-term: Plan for retirement, major goals, and future achievements — all using the app you already trust.
Take Control of Your Financial Journey with Inter
Living in the U.S. as someone from Latin America is challenging — but with Inter, you don’t have to face it alone.
With digital solutions that connect your finances across Latin America and the U.S., Inter offers a digital account, international transfers, credit and debit cards, and support in Portuguese, Spanish, and English — all in one app.
Open your Inter account today and get the banking solutions you need to build a solid financial future in the United States.
