Money and mental health: a balance worth investing in

Money can’t buy happiness, but let’s be honest, it can definitely mess with your peace. Stress, anxiety, sleepless nights — when your finances are out of control, your mind feels it too.

The good news is that small, consistent habits can bring clarity and calm. Below, we’ve rounded up five ways to take care of your wallet and your well-being. No financial jargon, just real-life tips supported by smart tools in the Inter app.

1. Know where your money goes

You can’t manage what you don’t see. That feeling of “where did my money go?” is a major source of anxiety. Tracking your spending, by category and not just the total, gives you clarity and puts you back in the driver’s seat.

With the Inter app, your expenses are automatically organized into categories. No spreadsheets needed, just a clear view of where your money flows. That alone can lower stress.

2. Build a money routine

You don’t need to become a finance guru, but setting aside 10 minutes a week to check in with your account, plan for the days ahead, and make calm decisions can be game-changing.

Think of it like brushing your teeth — simple, routine, and essential to your overall health, including your mental health.

3. Stop juggling bills in your head

Keeping track of due dates in your brain is a fast track to mental overload. Set up reminders, schedule payments, automate what you can.

Inter’s app helps you do all of that with just a few taps. You no longer need to live in “oh no, I forgot to pay” mode. You can finally breathe easier.

4. Create a “peace of mind” fund

Forget the complicated emergency fund rules. Start with a simple goal: have some money set aside for life’s surprises. A last-minute cab ride, unexpected medicine, or just a tough month.

Inter makes it easy to invest that money in something flexible, so it’s there when you need it. Start small; consistency beats perfection.

5. Go at your own pace

Financial wellness isn’t a finish line, it’s a practice. Some weeks will feel great; others will just be about getting through. That’s part of it.

Give yourself credit for every conscious decision you make with your money. It’s those small steps that build real security and reduce the weight on your mind.

Inter is here to support your whole life

We believe managing your money should help you feel better, not more stressed. That’s why the Inter app gives you an all-in-one place to bank, invest, get perks, and enjoy real-life benefits — no fees, no fine print, just flow.

Download the Inter app and feel what it’s like to be in control without overthinking it.

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Inter&CoCommunications

Inter&Co (NASDAQ: INTR) is the pioneer financial super app serving over 37.7 million consumers across the Americas. The Inter&Co ecosystem offers a broad array of services, including banking, investments, mortgages, credit, gift cards, and cross-border tools. The super app also boasts a dynamic marketplace, linking consumers with shopping discounts, cashback rewards, and exclusive access to marquee events across the globe. The company is expanding rapidly in the United States, as evidenced by its naming rights sponsorship of the Inter&Co Stadium that hosts soccer teams “Orlando City” and “Orlando Pride”. Focused on innovation and captivating member experiences, Inter&Co delivers comprehensive financial and lifestyle solutions to meet the evolving needs of modern consumers.

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INTER & CO PAYMENTS, INC., doing business as inter&co (“Inter&Co”), is a financial technology company, a registered money services business (MSB) and a licensed money transmitter, not a bank (NMLS ID #907330). Massachusetts Foreign Transmittal Agency (License #FT114374-100). Rhode Island Currency Transmitter (License # 20203960CT). Click here to access our NMLS licenses.

Banking services are provided by Community Federal Savings Bank (“CFSB”), Member FDIC and deposits are held by CFSB and Wells Fargo Bank, Members FDIC. Inter&Co is not a depository institution, and your deposits are not eligible for FDIC insurance.
For more information regarding your Inter&Co Account, view the Inter&Co Account Agreement at https://us.inter.co/compliance?interandco-account-agreement

To provide you with the Inter&Co Account, we share your information with CFSB. View the CFSB Privacy Notice at https://www.cfsb.com/privacy/ for details.

Mortgage services are provided by Inter US Finance, LLC (NMLS ID #1161874), an affiliate of Inter & Co Payments, Inc.

Securities brokerage services are provided by Inter&Co Securities LLC, Member FINRA/ SIPC , an affiliate of Inter & Co Payments, Inc. and a wholly-owned subsidiary of Inter&Co US Holding. View important information and disclosures here .

The Inter Mastercard® International Debit Card (“Global Card”) is issued by the international branch of Banco Inter S.A. in the Cayman Islands, authorized to operate as a category “B” banking institution by the Cayman Islands Monetary Authority – CIMA (“Cayman Branch”), linked to a US dollar checking account in the Cayman Islands maintained by the Cayman Branch (“Cayman Account”). For more information about the Cayman Account and the Global Card offered by the Cayman Branch, see the Cayman Account and Global Card Agreement, available at Cayman Account and Global Card Agreement. .

The Cayman Account and Global Card are offered by the international branch of Banco Inter S.A. in the Cayman Islands, an affiliate of Inter&Co, and are not features of the Global Account nor are they offered by Inter&Co Payments. The Cayman Account and Global Card are not available for U.S. customers.

To offer you the Cayman Account and the Global Card, we share information with the Cayman Branch. Personal data will be subject to the Data Protection Act of the Cayman Islands, as well as the General Data Protection Law. To learn more about how we protect your personal data, see our Privacy Policy, available at https://inter.co/politica-de-privacidade/ .

If you have any questions or concerns regarding any transaction, please write to us at 501 Brickell Key Drive, Suite 202, Miami, FL 33131, or by email at help@inter.co or by calling us at 1-888-305-7264.

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